At my last Increase My Credit Scores Workshop I took an informal survey and asked the attendees:
“What Do You Most Want To Accomplish After Fixing Your Bad Credit & Increasing Your Credit Scores?”
The 22 Most Common Responses Were:
- Purchase A Home – Owner Occupied or Investment Property
- Refinance Out Of My 1st or 2nd Mortgages
- Get A Fresh Start After Bankruptcy
- Obtain Non-Secured Credit Card
- Get A Better APR (annual percentage rate) On My Car Loan
- Consolidate My Bills
- Get Business Lines Of Credit
- Get Higher Credit Limit Credit Cards
- Get A Credit Card For My Business
- Get A Sexier Car For The Same Payment On My Current Junker
- Get Prestige Credit Cards (Platinum, Gold, Etc)
- Reduce My Interest Rates On My Credit Cards, Take The Savings To Pay Down Debt
- Not Have To Put Any Money Down When I Buy A New Car
- Get Lower Insurance Rates
- Get Lower Utility Rates
- Qualify For An Apartment Lease
- Stop Fighting With My Wife About Our Bad Credit Scores
- Stop Fighting With My Husband About His Bad Credit Score
- Get Married, My Fiance Won’t Marry Me Until My Bad Credit Is Fixed
- Get More Sex! When We Are Not Fighting About Debt And Bad Credit, I Get More Sex
- Pay Off Bills
- Prove To Myself That I Can Survive On My Own Without My Ex-Husbands Credit
So as you can see, the reasons are pretty diverse when it comes to credit repair…each of us has our own unique reason for wanting to boost our credit scores and repair bad credit.
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There are many strategies, tips, and techniques available on the Internet on how to repair your bad credit. Unfortunately most of them are old, outdated and ineffective!
Having great credit scores is THE most effective way to improve your finances and financial independence. When you build and maintain excellent credit, you control your future.
Discover how to repair bad credit and improve credit scores.
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