One of the quickest ways to improve credit score that I preach about is getting out of debt as much as possible.
Yes, you must maintain small amounts of certain debt to keep your FICO credit scores high. We must take personal responsibility for our debts and then force the government to do the same. Here is a snapshot of our current national debt

Click Here For The Debt Clock Live
Think about this next time elections come up and candidates are asking for your support and vote.
Until next time,
Mark